Here are the details:
– Cost of Payfirma card swiper: $99+tax
– For accounts doing about $500K in volume, the swiper is free
– Fees: 2.50% + 25 cents. No annual fees or additional surcharges
– Security: all data is truncated and tokenized at the swipe and transmitted over SSL. All their facilities are level-1 PCI compliant, access to data is always 2-layer authorization, and even then card data is still truncated.
We’ve seen the mobile payment solution Square have amazing success in the USA. Being able to accept payments right on your iPhone opens up possibilities for small businesses and other entrepreneurs. But what about a similar mobile payment system for Canadians? Get excited, because Vancouver-based Payfirma is doing just that.
Payfirma launched their free iPhone app the other day, allowing for major credit payments to be entered manually, or swiped with the optional card reader. It’s the first of its kind in Canada.Transactions are in real-time through Payfirma’s secure gateway, and no information is stored within the app or the card reader. There’s an option for auto-calculation of tips, pre-authorized payments, and even refunds. Customers can then sign right on the screen, and receipts emailed instantly showing transaction details and the signature.
If you download the app, you can test out the demo immediately. The app is secure, and really easy to use. Payfirma, along with their Fintech Development Team have made a well-thought out app. It shows because they just signed a deal with Sutton Group – West Coast Realty to use Payfirma’s payment processing solution for their 1700 realtors.
Payfirma’s app is compatible with the iPhone 3G, iPhone 3GS, iPhone 4, iPod touch, and an iPad version is on the way. It’s about time someone decided to launch a mobile iPhone payment system for Canadians!
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