Apple Pay Cash Launches in the USA; Canadians Can Only Dream


Apple has officially launched Apple Pay Cash for U.S. customers, which lets users easily send person to person payments securely to friends and family.

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Apple Pay Cash lets users send cash directly within Messages or even ask Siri to pay someone. Money sent with Apple Pay Cash can be funded from existing debit or credit cards already on a user’s iPhone setup for Apple Pay, so absolutely no setup is required. Money sent is authorized with Touch ID or Face ID (on iPhone X).

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Money received from Apple Pay Cash is stored within Wallet on iPhone. From here, your Apple Pay Cash balance can be used to make purchases in stores, apps, the web or even transfer it to your bank account.

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While our American neighbours have all the fun with Apple Pay Cash, Canadians can only dream of the feature landing here. Our person to person payments currently are dominated by Interac e-Transfers, controlled by our big banks. While some banks such as Scotiabank have iMessage extensions for Interac e-Transfers, it’s not as seamless as sending money with Apple Pay Cash.

Big banks in Canada eventually adopted Apple Pay, so that’s a good sign. As for when Apple Pay Cash will land in Canada, your guess is as good as mine.

Apple Pay Cash requires iOS 11.2 and watchOS 4.2, on an iPhone SE, iPhone 6 or later, Apple Watch, iPad Pro, iPad (5th gen), iPad Air 2 and iPad mini 3.


  • What else do you expect with living in a third world country? We’re behind with Apple Pay Cash, and we’ll be behind with HomePod (but at least we can import that). And we still don’t have Amazon Echo LOL

  • Matt

    Amazon Echo is available in Canada now.

  • xeronine992

    lol my Amazon Echo literally just arrived this morning, so yes, you can certainly get the Echo in Canada as of today.

  • Félix – FlixBond

    Do you really know what third world is???

  • beavisaur

    Are there fees related to these transfers?

  • Oliver Hoffmann

    Exactly, got mine this morning as well.

  • Michal

    Since Nov 15 🙂

  • Oliver Hoffmann

    So if I understand this correctly the Apple Pay Cash balance is sitting in Apple’s accounts and they make interest on it instead of the banks? No wonder the banks don’t like it.

  • HiKsFiles

    Only if using credit cards

  • mxmgodin

    You can transfer it back to your bank account if you want to.

  • Joel

    He’s being sarcastic. Do you know what that is sir?

  • Jody Scallon

    We never got Square cash, Google wallet or Venmo. I’m not getting my hopes up :/

  • Thomas Riv

    I think it is Discover that handles the Apple Pay Cash card.

  • Bill___A

    We’re ahead with chip and pin, ahead with tap to pay, ahead with secure gas pumps, ahead with better mobile speeds.

  • Nope. The UK was ahead of Canada with Chip and PIN. We’re behind on almost everything.