Insurance Bureau of Canada: Distracted Driving Makes up 8 out of 10 Collision Reports



According to a new report from the CBC, distracted driving makes up eight out of every 10 collisions reported to insurance companies. The Insurance Bureau of Canada released a statement today warning drivers about the consequences of using a mobile device while behind the wheel.

In a statement, the bureau’s vice-president Amanda Dean said:

“If we’re in a vehicle where somebody is using their mobile device and texting and calling … tell them to put it down. It’s not worth it … that the danger they are putting you, themselves and other road users in.”

Dean agrees that there are many ways a driver can be distracted while on the road, however the most prevalent is the use of a mobile device. She also said that drivers are 23 times more likely to be involved in a collision if they are texting.

Insurance companies are also starting to look at the numbers and are taking the situation very seriously. A distracted driving offence could affect insurance coverage as some insurance companies are treating it in the same manner as impaired driving when they calculate rates.


  • SV650

    MOST collisions have always been caused by ‘distracted driving’. No one, fully cognizant of an impending crash, will do nothing to avoid it. Any instance where the driver is not fully focused on what is happening or about to happen in their path is ‘distracted’ from the appropriate task. Sounds like the insurance companies have a new term for lack of vigilance. Notice they are no longer calling them ‘accidents.’

  • hlna55

    8 out of 10 studies are conducted by people too stupid to figure out the common sense/ obvious answer.

  • fatiredflyer

    Tickets and fines don’t cut it.
    The legislation is already written for radar devices.
    What’s the problem??

  • swotam

    Well, the difference being that (at least in Ontario) it’s illegal to have a radar detector in your car, period. They can confiscate it based on that.

    It’s going to be pretty hard to make it illegal to have a smartphone in your car, and unless they do that they can’t confiscate without opening a huge legal can of worms.

  • swotam

    I’d suspect that the number of “distracted driving” accidents has increased significantly since the introduction of real smartphones. True, anything that distracts us can be cause for an accident, but 15 years ago there were a lot less of us sitting in our car with what amounts to an Internet-connected computer in our laps, chirping and beeping every minute, etc.

    Of course, one might also argue that a lot of the problem comes from people who just never learned to drive properly in the first place because they went to the super-cheap “learn to pass the test” school, who are now even worse at driving because they’re focusing their attention on their Facebook feed instead of spending 100% of their time focusing on the road and trying not to kill someone.

  • BigCat

    “According to a new report from the CBC, distracted driving makes up eight out of every 10 collisions reported to insurance companies.”

    Distracted driving and using smart phones while driving is obviously an increasing problem.

    However, I am actually having a little trouble buying into that 8/10 figure that was provided by the insurance companies. On average for every 10 collisions 8 were caused by a distraction. So, did 8 of the drivers come forward and admit to being distracted.

    I guess the numbers for impaired driving, speed, and driver error must be very low?

  • SV650

    Yes, they have likely increased since the introduction of the smart phone, but I highly doubt 80% of collisions are caused by that form of distracted driving, as the article suggests.

  • SV650

    Add animal / vehicle interactions to your list as well!

    I agree that there is a mis-application of terms here. ‘Distracted driving’ is far more than smartphone use while driving, but is often being construed as such.