Desjardins Insurance Launches ‘Ajusto’ iPhone App: Drive Safely, Get Discounts

Desjardins Insurance has launched their new Adjusto iPhone app, which what the company says makes them the “first insurer in Canada to offer a 100% mobile insurance program that doesn’t require the installation of a device in the vehicle.”

Essentially, telematics help you save on your auto insurance based on your driving habits, of up to 25% on your premium or renewal. Requirements for the program include being an existing Desjardins Insurance customer with a newer model iPhone or Android device (less than three years old; iOS 7+ and Android 4.0+) and data plan, you can sign up. The Ajusto app will be free to try for 90 days.

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This model is in addition to the existing Ajusto program which uses a plug-in device directly into your vehicle. The same criteria is used to determine your insurance savings: driving smoothness, speed, time of day travelled and distance travelled. Scores are determined from a scale from 0 to 100, with the higher the score leading to higher the savings. Scores of 97 or higher will get the maximum 25% discount.

According to Desjardins, customers who signed up for Ajusto saved on average 12% on their insurance premiums, while 50% of Ajusto users saved 10% or more (meaning scores of 76 or higher on the scale). A recent company survey also concluded over 66% of respondents said Ajusto made them pay more attention when accelerating and braking.

Let us know if you’ve been part of the Ajusto program, or will be signing up for this. Earlier, Desjardins for iOS was updated for Apple Watch. It’s great to see a financial institution follow and set mobile trends for its customers.

Click here to download the Ajusto iPhone app, it’s free.