Apple Pay Cash Launches in the USA; Canadians Can Only Dream

Apple has officially launched Apple Pay Cash for U.S. customers, which lets users easily send person to person payments securely to friends and family.

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Apple Pay Cash lets users send cash directly within Messages or even ask Siri to pay someone. Money sent with Apple Pay Cash can be funded from existing debit or credit cards already on a user’s iPhone setup for Apple Pay, so absolutely no setup is required. Money sent is authorized with Touch ID or Face ID (on iPhone X).

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Money received from Apple Pay Cash is stored within Wallet on iPhone. From here, your Apple Pay Cash balance can be used to make purchases in stores, apps, the web or even transfer it to your bank account.

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While our American neighbours have all the fun with Apple Pay Cash, Canadians can only dream of the feature landing here. Our person to person payments currently are dominated by Interac e-Transfers, controlled by our big banks. While some banks such as Scotiabank have iMessage extensions for Interac e-Transfers, it’s not as seamless as sending money with Apple Pay Cash.

Big banks in Canada eventually adopted Apple Pay, so that’s a good sign. As for when Apple Pay Cash will land in Canada, your guess is as good as mine.

Youtube video

Apple Pay Cash requires iOS 11.2 and watchOS 4.2, on an iPhone SE, iPhone 6 or later, Apple Watch, iPad Pro, iPad (5th gen), iPad Air 2 and iPad mini 3.

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Shaf Patel
8 years ago

What else do you expect with living in a third world country? We’re behind with Apple Pay Cash, and we’ll be behind with HomePod (but at least we can import that). And we still don’t have Amazon Echo LOL

Matt
Matt
Reply to  Shaf Patel
8 years ago

Amazon Echo is available in Canada now.

Michal
Michal
Reply to  Matt
8 years ago

Since Nov 15 🙂

xeronine992
xeronine992
Reply to  Shaf Patel
8 years ago

lol my Amazon Echo literally just arrived this morning, so yes, you can certainly get the Echo in Canada as of today.

Oliver Hoffmann
Oliver Hoffmann
Reply to  xeronine992
8 years ago

Exactly, got mine this morning as well.

Félix - FlixBond
Félix - FlixBond
Reply to  Shaf Patel
8 years ago

Do you really know what third world is???

Joel
Joel
Reply to  Félix - FlixBond
8 years ago

He’s being sarcastic. Do you know what that is sir?

Bill___A
Bill___A
Reply to  Shaf Patel
8 years ago

We’re ahead with chip and pin, ahead with tap to pay, ahead with secure gas pumps, ahead with better mobile speeds.

Shaf Patel
Reply to  Bill___A
8 years ago

Nope. The UK was ahead of Canada with Chip and PIN. We’re behind on almost everything.

beavisaur
beavisaur
8 years ago

Are there fees related to these transfers?

HiKsFiles
HiKsFiles
Reply to  beavisaur
8 years ago

Only if using credit cards

Oliver Hoffmann
Oliver Hoffmann
8 years ago

So if I understand this correctly the Apple Pay Cash balance is sitting in Apple’s accounts and they make interest on it instead of the banks? No wonder the banks don’t like it.

mxmgodin
mxmgodin
Reply to  Oliver Hoffmann
8 years ago

You can transfer it back to your bank account if you want to.

Thomas Riv
Thomas Riv
Reply to  Oliver Hoffmann
8 years ago

I think it is Discover that handles the Apple Pay Cash card.

Jody Scallon
Jody Scallon
8 years ago

We never got Square cash, Google wallet or Venmo. I’m not getting my hopes up :/

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