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PRESTO Mobile Roadmap Details Apple Pay for Mobile Payments [u]
Government agency Metrolinx, which manages public transportation in the Greater Toronto and Hamilton Area, plans to debut PRESTO Mobile soon, according to an upcoming document shared ahead has leaked on the web of this week’s board meeting (Updated: thanks @dw_harrison).
According to the PDF file, it details PRESTO Mobile, which looks to include Apple Wallet (according to one image) and Apple Pay support. The goal is to “make transit easier to choose” for riders, reduce line ups at stations and also increase ridership.
PRESTO Mobile says it will allow top ups with in-app purchases via credit card and Apple Pay, while also let users see their balance and transaction history. There will also be support for Android Pay.
The document details a presentation from the Metrolinx Board of Directors, with Annalise Czerny, acting Executive Vice President of PRESTO, and Thom Hounsell, Manager, Product Management, PRESTO, named, with a date of April 26, 2018.
Their presentation will take place at 11:30am to 12:00 noon on April 26th, detailing the announcement at the public session, at Metrolinx, Union Station West Wing, Peter R. Smith Boardroom, in Toronto.
Thanks Dean!
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This sounds great! Currently on the TTC the Presto terminals don’t tell you if you are being double charged when you tap to transfer. Their system is very buggy and unless you routinely check your account online, you’d never know all the times they double charge you when you think you’re transferring free from bus to bus or subway. If their app alerts you of this problem right away when you tap your phone, it would save a heck of a lot of time.
What isn’t clear is that on the linked deck it shows an iPhone graphic, but much of the functionality appears to be “android only”
IM SO HAPPY, another card i can get rid of, only took how many years haha
This is great news. I hope they make an announcement soon. I really hope the “tap phone to pay” feature isn’t limited to Android devices. If it works for iOS devices as well, then I imagine a lot of people would use it.
If Android gets tap to pay for presto, I might get android phone as a backup phone for just to be able to use phone for presto.
Excellent – Apple Pay has been for use with Transport for London in the UK for some time and is very popular there. Makes it much easier.
What worries me is how the diagram implies that the Presto readers won’t work with Apple Pay, but that Apple Pay will only be supported in this app they’re developing so as to top up the balance…
I’m glad. I’ve been emailing them couple times a year requesting:
1. An app for easy account top up
2. Apple Wallet / Apple Pay support
3. iPhone tap for payment support
Unless there is a specific partnership made with apple (like I think exists in the UK for their transit), the tap-to-pay won’t work with iPhones. It will just be for loading your card via Apple Wallet.
Regular riders, don’t get your hopes up. Apple Pay doesn’t support the concept of bus passes. This would be for “epurse” users who put money on their card and then draw it down each trip.
That’s incorrect.
Google Suica.
That’s because In Japan the type of NFC payment tech used is actually made by Sony and different from the rest ofthe world. Android Pay in Japan is similarly different.
So it is impossible for OC Transpo.
Also Google “Apple Pay Express Transit” to see all the North American and European transit systems that support transit passes over NFC.
I would put the link here for you but the website doesn’t allow it.
I believe Apple Pay Express Transit doesn’t support the concept of a monthly pass. It just means you don’t have to use your fingerprint to pay. It still would charge a per-ride fee.
London gets around it by maxing out the billing on the back end – you pay per ride on Oyster until you hit the cap, where the cap is the cost of a pass.
I’d love to be proven wrong on this. Give me a google search phrase that shows a link for a monthly pass using Express Pay. I’ve searched but can’t find any.
My understanding was that it is how Presto works.
But either way, Presto is centralized: it acts like a credit card. Your transit pass is not physically on your card, but on Presto’s servers. Whenever you tap, you only exchange your identification.
That is part of the reason why there is a delay between the moment you add money to your account and the moment when you can actually use it.
I might be wrong, but when Presto launched initially, that is how it worked.
So Apple Pay would theoretically just broadcast the ID to the reader which would query the servers to know if that account has a pass or not.
…but unless Apple Pay has made a change that I am not aware of, it doesn’t have the ability to provide a user ID. It can only check if funds are available. Every time it is used it generates and provides a unique token.
What you’re describing sounds like using NFC like a loyalty card which isn’t possible yet.
I can’t find any reference for a monthly pass being supported by Apple Pay. Even with JR/Suica.
But there are tons of references to doing Pay-per-ride payments.
By “id” I mean a process similar to Credit/Debit transactions.
Also, I am 85% confident that Apple Pay for transit is not a copy paste of the Apple Pay for credit/debit transactions, especially because it doesn’t actually require any authentication like a credit/debit transaction.
I highly doubt transit authorities have implemented tokenization in the back-end system of their transit payment system solely for Apple Pay.
Apple Pay is not open to developers but it doesn’t mean Apple doesn’t work on implementing a solution that works for transit systems that does not requires them to change the way they operate.
I remind you that Shanghai and Beijing transit (as well as Suica) have a non-Apple Pay standard way of transferring a balance by tapping the phone directly on the physical transit cards. This reinforces the fact that Apple will open its system to 3rd parties but just not any third party.
TL;DR: Apple cooperates with transit systems on Apple Pay and does not necessarily force them to adopt Apple Pay proper (tokenization for e.g.).
Check out the new article on Presto here on iPhoneinCanada.
“Phase 2 of the project aims to let riders use their smartphones directly and skip PRESTO cards, by having a virtual card on their cellphone. Users would just be able to tap their phones to load fares and it would work even without a data connection.”
“Thom Hounsell, Manager, Product Management, PRESTO, said Phase 2 “will come to Apple whenever they provide a framework for us to do so.”
Yes, I am aware as I have watched the conference.
What this basically means is, just like I said, Apple and Metrolinx will have to cooperate.
Actually the information is stored on the card and the server. At least, that’s how the first gen worked. Buses and streetcars aren’t live so when it rejects payment, the actual card itself is saying there isn’t enough money, not the server. That’s why there’s a 24 hour wait for online presto funds, too, as the added funds are pushed to all presto readers at the end of night waiting for you to tap the card to finalize the transaction.
I thought the goal was to have all readers connected to the Internet?
So since I have iOS, I can’t use my phone to tap the presto machine?
And here is where Apple’s NIH and overly protectionist mindset starts biting them in the ass. Just like Siri, they refuse to allow reasonable access to game-changing features, making them LESS convenient for users compared to Android.
Not really…
Metrolinx would simply need to ask Apple. Apple has opened it for a bunch of public transit companies already.
Which companies and cities can you give me an example. I’m just curious. Thanks
I hope they have it for smartwatch