TD, Scotiabank, BMO Say Apple Pay “Coming Soon”; HSBC Canada Responds [u]


Last week the big rumour we reported was Apple Pay was set to expand to Visa and MasterCard in Canada, and that came true with today’s announcement from MasterCard to support the mobile wallet.

CIBC and RBC were the first to note support, but what about TD, Scotiabank and BMO? These banks have landing pages noting Apple Pay is “coming soon”. All three have been responding to a flood of tweets from customers asking and they’ve shared links to landing pages.

TD’s page looks similar to their website that leaked last fall:

Td apple pay

Scotiabank tweeted Apple Pay is coming soon, while also issuing the following statement:

“Canadians are highly mobile-engaged and are looking for secure and simple technology solutions that provide them with access to their financial information anytime, anywhere,” said Brian McCabe, Vice President of Day to Day Banking at Scotiabank. “Scotiabank is committed to delivering innovative, safe and secure mobile payment services to our customers, and we look forward to adding Apple Pay to our line-up of mobile solutions.”


…and the same with BMO, sharing this landing page:

Screenshot 2016 05 10 07 59 15

As for HSBC Canada, they responded to a customer by saying they are “looking to bring Apple Pay and other mobile payments” on board:

Screenshot 2016 05 10 07 55 01

These big banks roll hard together like our wireless carriers. You would think their official announcements would come sooner rather than later. Stay tuned!

Update: iMore reports TD, Scotiabank and BMO statements say Apple Pay support coming in June. Scotiabank told us via email “mid-June” specifically. You can bet all three will launch at the same time.

Update 2: BMO responded via email to say to their understanding, “it’s in the coming weeks.”

Update 3: PC Financial, which is powered by CIBC, had this to say about Apple Pay:

Screenshot 2016-05-10 11.33.44

Update 4: MBNA Canada said they are “working 2 enable Apple Pay 4 our customers”:

Screenshot 2016-05-10 12.25.55

Update 5: National Bank says Apple Pay is one payment solution they are “evaluating” (note their iOS app was recently updated with Touch ID, a good sign):

Screenshot 2016-05-10 13.04.59

Update 6: Desjardins says they are “monitoring” Apple Pay progress:

desjardins apple pay

Update 7: Capital One says “nothing to announce” on Apple Pay, but stay tuned:

Screenshot 2016-05-10 13.18.57

Update 8: Chase on VISA and Apple Pay support:

amazon visa apple pay

Update 9: Tangerine’s CEO now said on May 11th: Apple Pay coming in 6-8 weeks.

tangerine apple pay

Update 10: Coast Capital says “no news to share right now” when asked about Apple Pay:

coast capital apple pay

Update 11 (May 11): We reached out to Rogers to ask about their Rogers Bank MasterCard and Apple Pay support. They responded with the following statement: “We’re always looking at trends in the marketplace, including things like digital wallets. We don’t have specific details to share on future plans.”


  • mxmgodin

    From what I’ve seen on Twitter, the new cards added today (from RBC, CIBC, etc.) only support in-store purchases and not in-app Apple Pay purchases as of now (it’s marked as “Coming Soon”, on the RBC Apple Pay info page).

    Daniel Bader, from iMore, got some info from a TD representative. The other banks are apparently waiting until both in-store and in-app are up and functional before they start supporting it.

    Support from other banks is also apparently coming in June, according to iMore.

  • KS

    Unfortunately, the Financial Post claims that it will be made available only in the “coming months”. None of the 2 banks of my credit card support Apple Pay yet 🙁

  • Alan Cheung

    Add a CIBC Petro Points mastercard. Had to call CIBC for verification. Was told by CS that when adding CIBC Visa and Debit card, you don’t need to call, just when adding Mastercard.

  • Dehop

    PC Mastercard doesn’t work yet… thought they were managed by CIBC, but turns out that’s just PC Financial. Their Mastercard is administered by a separate PC Bank. Yay 🙁

  • Corey Beazer

    First time in a long time I’ve actually shopped around for banks…. My robo-twitter response from PC Financial didn’t sound too optimistic.

  • djepsilon

    Nice! First RBC gets rid of interact e-transfer fees, then they update their app to include Touch ID support and now Apple Pay finally! RBC is on a roll! Very happy customer this morning.

    …Totally going to McDonalds for lunch today to pay with my wrist 🙂

  • Andre

    HSBC response on Twitter, not very encouraging. Don’t have a time frame ?…What kind of response is that !!!!….Either you plan on supporting it soon or you don’t.

  • speedracer99

    That’s what a “No Fee” Credit card will get you…absolutely nothing.

  • Mario Gaucher

    no news from Desjardins.
    When I tried to contact them on Facebook, the answer I got was “mobile payment is important for us (…) we want to offer it to all Desjardins’ members (…) We already have a solution for Android (…) we are evaluating all the possibility for Apple Pay.

  • Yeah we ditched HSBC to move to TD a while ago…thinking they would be first to support Apple Pay. Nope, just first to leak it, and also last for Touch ID. #FML

  • It’s a celebration!

  • Crosseyedmofo

    i think EVERYONE is going to mcdonalds today 😛

  • jmcd102

    HSBC were very late to the ? Pay game in the USA. Great bank though.

  • Ted de Beaudrap

    No need to limit yourself to McDonalds or any other merchants that rolled out with AMEX. I just used my RBC card at the convenience store in my office building. Any terminal enabled for tap to pay should work. Do I hear pay at the pump while on my motorcycle? ????

  • Ted de Beaudrap

    I am still curious how ? pay might or might not work for transactions involving tipping. Has anyone experienced that scenario yet?

  • Bleep Bloop

    *sympathetic upvote*

  • Mario Gaucher

    usually on the terminal, you confirm the amount, you add the tip and then, you tap your card.

  • Peter

    Yes, I have. Last time I went to Mezza – Lebanese restaurant here in Halifax,NS. I wanted to tap.
    First, you confirm the amount with OK, then it asks you if you would like to add any tip, once you select percentage or amount it will ask you to insert, swipe or tap your card. Very easy!
    Despite this experience, I still don’t really understand why many restaurants do not accept tap if it’s that easy as described above and technically possible as well.

  • Dany Quirion

    give it a week or 2 😉

  • Andre

    Yes they are a great bank. The people working at my branch are fantastic to deal with.

  • Jason Reid

    I’ve tried numerous times to activate my CIBC Advantage debit card but no luck yet. I called CIBC and they have no clue why it’s not working and said when they find out they will call me back. I was able to get my CIBC Visa up and going though.
    I’ve tweeted and FB’d Capital One in regards to when they may get up and running with ? pay. No response yet from social media so I called. They guy on the phone said apple, like a computer. lol Obviously no clue right so he checked into it and said they have no idea when they will support here in Canada. I use that card for everything, doubles as my Costco card.

  • mxmgodin

    Yup, that’s the tweet I was talking about. I doubt we’ll get much at WWDC (may be just a mention “Apple Pay is now available from X new banks in Canada”).
    Like in the U.S. and the U.K. when they add new banks, they’ll probably just update their list of supported issuers on the website, without any big announcement.

  • Mario Gaucher

    to finally say no?

  • Buddha

    They might roll about in-app purchase via Apple Pay for Canada at WWDC .. So it could be no major announcement, but perhaps a software update or something promising lol.

  • mxmgodin

    In-app purchases are already available and working (to Amex card holders here, and other issuers outside Canada). I don’t know why it’s not available yet to these new Canadian Visa/MC/Interac cards, but it’s probably more to do with these card issuers backend systems than with Apple. Worst case scenario, maybe they need Apple to push a minor update to support these cards in-app, but I’d be surprised if that was the case.

  • gerry

    RBC with Apple Pay, on my debit card 😀

  • Z S

    Thank goodness Scotiabank has finally come out with a solid timeframe. I can wait a little bit longer. Apple Pay is going to see a LOT of use this summer, for sure.

  • rye?

    Just used it at Timmies a while ago. It worked perfectly.

  • Gerry

    I’m going to starbucks later lol

  • Corey Hoffarth

    Does anyone know how BMO plans to implement Apple Pay with debit cards if they don’t have cards with NFC Chips. No one at BMO seems to want to answer

  • Corey Hoffarth

    It’s really fun. Earlier this year I used my watch to buy something at my schools book fair. It was just so simple

  • Kirk


  • lucrichard
  • And for Capital One… Nothing 🙁

  • Mihai

    What about National Bank.. it’s the 6th after the big 5 after all. Anybody knows anything about Apple Pay there? can’t find anything on the web

  • They responded on Twitter, kinda cryptic:

  • 1His_Nibs1

    My sentiments exactly!

  • Mario Gaucher

    I’m with Desjardins… “we are monitoring” is not good enough for me… they don’t even have flash Interac. I just filled a credit card application with RBC… I will take my business there for sure! I will consider transferring all my banking operation there also.

  • Mihai

    Thanks for the update Gary!

  • Dany Quirion

    Anything for Tangerine? ??

  • Update: Capital One says nothing to announce, stay tuned for updates (whatever that means!):

  • Update: Chase on their Amazon Canada VISA…check latest post update

  • Update: Tangerine says always exploring new innovations

  • Dany Quirion


  • Jason Reid

    “sigh” lol. another waiting game. My CIBC debit card still doesn’t work. Bank isn’t sure why. Maybe a new one would work better.

  • jmcd102

    Great updates Gary. A busy day for you. Thanks.

  • Nothing till next month for BMO, its such BS >_<

  • Cheers and thanks!

  • Corrode

    Curious: where will you go now that you don’t pay fees? Tangerine is my bank but I’m never paying a monthly fee for a bank to hold my money ever again.

  • Corrode

    I have seen the reverse process to add a tip then tap at the end, but only once. I think the industry is pretty afraid to do anything that would cost them tips so they just stay status quo.

  • SOB

    Same thing happened to me.

  • Vikram662

    Actually we get points for buying stuff so we LITERALLY get stuff for free.

  • Z S

    Hmm, what about the credit unions?

  • Cornfed710

    I really hope Rogers Bank gets onboard, that’s my everyday card. Although I’m not holding my breath

  • Corey Beazer

    I’d be willing to pay a small fee, both RBC and CIBC don’t seem too bad… I am going to evaluate everything in a month and see who has it available.

  • Andre

    To HSBC clients here. Is it worth it to nag them over and over to get an answer for Apple Pay…An answer that is better then “no time frame”. And has any of you decided to go to an alternate bank ?

  • Cornfed710

    Please try and find out about Rogers Bank MasterCard, it’s really a great Cashback card, straight %1.75 and no forex fees. I’ve really been loving the updates.

  • We switched last fall to TD, haven’t looked back. Aside from lack of Apple Pay and Touch ID (for now) support…the overall experience has been way better in our experience.

  • Hahaha

    How about Rogers Bank (Rogers MasterCard)?

  • Check our latest update, as they sent us a statement. Nothing interesting to report.

  • Andre

    Thanks Gary

  • Alex

    I am with TD for 6 years now. Recently they assigned my account to someone else without my knowledge and no trace of who did it (at least they don’t share this info). Also in 2016 no option for online wire transfers! I had this option on my US account 10 years ago. Hopefully you will have better luck 😉

  • Kyle Johnson

    I sent an email to PC Financial, and this was the response
    “Unfortunately, at this time there is no specific time frame to if or when President’s Choice Financial will be receiving the Apply Pay feature. “

  • Hahaha

    A negative response…..