Prospera Credit Union for iOS Allows Cheque Deposits via iPhone Camera

Last April, Westminster Savings was the first credit union to debut ‘photo chequing’ via its iOS app, which allows members to make cheque deposits by just snapping a picture with their iPhone camera, quickly followed by others such as Affinity Credit Union.

Prospera Credit Union, with its locations throughout BC, has also added cheque deposits via their iOS app, which was announced back in late October of last year (we didn’t hear about this until now, we’re late to the game).

Members just download the app, go to ‘Deposit’, enter in account and amount information, snap images of both the front and back of their cheques then tap ‘submit’.

Prospera says users should store cheques safely for 10 days as proof of transactions and write “deposited via mobile” across the face of their cheques to prevent accidental duplicate deposits.

YouTube video

Deposit Anywhere is the photo chequing feature offered by the following 11 credit unions:

  • Westminster Savings
  • Valley First
  • Motor City Community Credit Union
  • Meridian Credit Union
  • Prospera Credit Union
  • The Energy Credit Union
  • Affinity Credit Union
  • Williams Lake & District Credit Union
  • Interior Savings
  • Envision Financial
  • Island Savings Credit Union

ING Direct also allows photo deposits via its iOS app, along with CIBC, one of the first ‘Big Six’ banks to offer the feature.

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