Australian Banks May Support Apple Pay, Confirmation Emails Appear [u]


Last fall, Apple Pay launched in Canada and Australia with a limited roll out to only American Express issued credit cards, with both countries facing a situation where established national banks were absent from the mobile wallet.

At stake are the negotiation of credit card transaction fees, which banks pay to Apple when a customer swipes their credit card. Typical fees are said to be 0.15 per cent of transactions in the U.S., which apparently Australian banks haven’t agreed to, leading to Australian Labor Party spokesman Ed Husic to proclaim retail banks have “boycotted” the new payment system.

Thusly, Australia’s big six banks ended up opting for Android Pay instead with support for Visa, MasterCard and eftpos, set for 2016.

But that could change, as some customers have started seeing Apple Pay confirmation code notifications by text message and email when trying to add their credit cards to Apple Pay.

iPhone in Canada reader Daniel (from Australia) explains he tried adding his friend’s card to Apple Pay, and when he did, he got the typical “Could not add card” pop up–but his friend received the following text and email confirmations from ANZ bank:



For people trying to add their credit cards to Android Pay (which has not launched yet), they are also getting these notifications, but they detail Apple Pay confirmations (which is odd).

It would appear something is brewing with Australian banks, as we’re told Suncorp Bank and Bank Australia are geared to support Apple Pay in the latter half of this year.

Meanwhile in Canada, despite seeing evidence of Apple Pay support from our big banks, nothing has materialized, yet. Apple first announced Apple Pay expansion to Canada during its 2015 Q4 earnings call last October. The next earnings call for 2016 Q2 is set for April 25, so maybe an announcement could come then, or later at WWDC this summer.

Apple Pay currently is supported in the U.S., China, Australia, Canada and the U.K.; for the latter, Barclays signed on with Apple Pay earlier this week, their last big bank to do so.

Update 2, April 11, 2016: Marj Demmer, former ANZ executive for Cards and Payments, joined Apple to work for the Apple Pay division down in Australia last fall. With her former connections to ANZ, this could mean a potential deal could be forthcoming.

marj demmer apple pay

Also, below are more screenshots showing the emails being received by some ANZ customers from ‘’ (the email gives a bounce back error when you try to reply). Further discussion of other people seeing hints of Apple Pay are ongoing over at the Whirlpool forums.

apple pay ANZ

apple pay australia ANZ


  • Shazad Atcha

    Extreme heavy breathing Gary!!!

  • xeronine992

    This got me excited, but then I realized even if it launches in Australia it means NOTHING for Canada. Our banks suck 🙁

  • djepsilon

    I got a customer service survey from RBC regarding their new mobile app. Needless to say I was VERY direct in the comments section of what function STILL SEEM TO BE MISSING!

    This Canada/big 6/Apple pay thing has taken waaaaaay longer than it should have. I’m getting impatient!

  • Widohmaker

    Oh look another Apple Pay in Canada article.

  • Guest

    Yeah we’ll be on to some other way to pay but he time this gets here.

  • Yes sir

  • I’m going back to cash

  • mxmgodin

    Hmm.. May I ask what are your sources for that? It’s weird, I’ve done a quick search on both Google News and Twitter for Apple Pay in Australia, and absolutely nothing recent is coming up in the results (except this very article itself). It would be weird for Australian not to be talking about this on Twitter or other social media if it were actually happening… All I see on Twitter is Australian people asking their banks when they’re gonna support Apple Pay, and most recent tweets are a couple days old now.

    And if it comes from an “anonymous source”, why would they send the info directly to a Canadian site, rather than an Australian one which would probably be more interested in hearing it?

    Also, that screenshot looks a bit shady to me… If the bank were to send a text message confirmation, it would probably come from a random number or short code that is unlikely to be filed as a contact in the person’s phone as “ANZ”.

    I don’t want to judge too quick… but this smells like an hoax to me… (but I’ll be very happy for our Australian friends on the other side of the planet if it happens to be true! :P)

  • Shazad Atcha

    I’m using American Express for all my purchases now on until these stingy bastards give us Apple Pay.

  • erth

    how much do you want to bet, that when this goes live in canada, we will get another fee to make up for the loss of income to the banks.

  • Toby Nieboer

    To the user who tried this: any idea if this was a credit or debit card?

  • Hi Tony, check the update to our post. Looks like it was a credit card. More discussion by users at the Whirlpool forums.